Payment OptionsMany addiction treatment centers require payment for all treatment costs at the time of admission. At Sunflower Wellness Retreat, we understand such payment is sometimes difficult. Our first and highest concern is that our patients receive the treatment they need. Sunflower Wellness Retreat offers many payment options for treatment costs. These options can be discussed with one of our admission coordinators prior to admission by calling our toll free number at (844) 750-HELP. Our staff is trained to help patients and family members get into treatment and they can tailor a payment plan to accommodate most personal situations.
It is always standard procedure at Sunflower Wellness Retreat for the admissions staff to meet face to face with patients and family to ensure they are aware of all financial options.
Sunflower Wellness Retreat is an in-network provider for many insurance and managed care companies. We will contact your insurance company to get an estimate of your insurance benefits and this estimate will be discussed with you. Your actual benefits will be determined by your insurance company after a claim is filed and, in some cases, can be different than the estimated benefits. Most insurance companies will require our rehab to obtain advance approval from them to allow you to use your behavioral health benefits. This decision is made by the insurance company and is based on medical necessity criteria they have developed. In many cases, insurance companies will approve only a few days or sessions at a time and then require us to obtain further approval for continued treatment.
As a service to you, Sunflower Wellness Retreat will file a claim with your insurance company on your behalf promptly after discharge. While your insurance claim is pending you will not be billed for the portion of your treatment we expect insurance to pay. Most insurance claims require 30 to 120 days to settle. Payments received from your insurance company will be credited to your patient account. Your insurance company may send you a statement explaining your benefits around the same time we credit your account for the insurance benefits. Questions or concerns about insurance payment on your account should be directed to your insurance company.
Cash Discount Program
Many patients have found it convenient to pay their account in full before they discharge. Sunflower Wellness Retreat offers a 10% discount to patients who pay their account in full before discharge. Patients using their health insurance benefits at Sunflower Wellness Retreat are not eligible for the Cash Discount Program.
Sunflower Wellness Retreat uses Prosper Healthcare Lending to help our clients who do not have health insurance or cannot pay their treatment balance in full. Prosper Healthcare Lending is the premier financing company in the healthcare industry. They offer healthy, simple interest loans with no prepayment penalties, no retroactive interest, longer terms for lower monthly payments, and an inquiry process that will only take minutes to complete.
You can receive an instant pre-approval without affecting your credit. You also have the opportunity to review the terms and rates of the loan before accepting.